• Locally owned in Covington, GA • Serving our community for 25+ years
Independent agency • Auto • Home • Life • Business
Celebrate Confidently.
We'll Handle the What-Ifs.
Whether you're hosting a wedding, festival, fundraiser, or church event, Knight and Gaines Insurance Group provides peace of mind so you can focus on what matters most, celebrating with confidence.
Why You Need Event Coverage
Even the best-planned event can face unexpected challenges — vendor cancellations, weather interruptions, property damage, or guest injuries. Special Events Insurance helps protect your finances and reputation when the unexpected happens.
Event Cancellation
Reimbursement for non-refundable deposits and lost expenses if your event must be canceled or postponed.
Liability Protection
Covers injury or property damage during your event, protecting you from costly lawsuits.
Liquor Liability
Optional protection for hosted bars or catering services serving alcohol at your event.
Property Coverage
Safeguards rented venues, equipment, decorations, and other event assets from damage or theft.
Coverage for Every Celebration
We protect a wide variety of events with tailored coverage solutions.
Weddings & Receptions
Make your special day worry-free with comprehensive wedding insurance coverage.
Church Gatherings & Festivals
Protect your congregation and community events with specialized coverage.
Fundraisers & Galas
Ensure your charitable events are protected so your cause succeeds.
Corporate or Community Events
Conferences, trade shows, and community gatherings protected.
Private Parties & Reunions
Birthdays, anniversaries, and family reunions worry-free.
Festivals & Concerts
Town festivals, parades, and community gatherings covered.
Faith-Driven Service. Real Protection.
Why event planners and organizations trust Knight and Gaines
Friendly, Local Advisors
We understand community and church events from personal experience.
Top Carrier Access
We work with Travelers, Hanover, Auto-Owners, and more.
Fast, Simple Coverage
Most event policies are issued the same day you apply.
Honest Guidance
We care about your success, not just the sale.
Enjoy Your Event — We'll Handle the Risk.
From joyous gatherings to meaningful missions, Knight and Gaines Insurance Group is your partner for life, protecting every moment that matters.
We've Got You Covered
Experience, Expertise, Energy & Integrity
At Knight and Gaines Insurance Agency, we believe that you deserve more than just a single option. While many large insurance companies only offer their own products, our independent model allows us to shop a vast network of top-rated providers on your behalf.
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Covington, GA
Mon - Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 4:00 PM
Sat & Sun: Closed