Locally owned in Covington, GA • Serving our community for 25+ years

Independent agency • Auto • Home • Life • Business

Business Insurance: Professional protection designed to help your business thrive

You've worked incredibly hard to build your company from the ground up, and you deserve a partner who respects that hustle and understands the unique risks of your industry. We provide customized solutions, like general liability and workers' compensation, to shield your business from those unexpected financial bumps in the road. Our goal is to handle the complexities of your insurance with expert care and local common sense, leaving you free to focus on what you do best, growing your business and serving our community. When your business thrives, our whole community gets stronger.

General Liability

Core business protection

Workers' Comp

Employee protection

Property Coverage

Building protection

Inland Marine

Asset protection

Commercial Auto

Auto protection

Our business solutions provide a safety net for your hard work:

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Core Coverages

• Business Owners Policy (BOP): Combines property, liability, and business interruption coverage for small to mid-sized businesses.

• Commercial Property Insurance: Protection for your buildings, equipment, and inventory.

• General Liability: Coverage for bodily injury, property damage, and personal injury claims.

• Commercial Auto: For vehicles owned or used in business operations.

• Workers’ Compensation: Required protection for employees injured on the job.

• Umbrella Liability: Extra layer of liability protection for peace of mind.

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Specialized/Industry Coverages

• Professional Liability (E&O)

Cyber Liability Insurance

Employment Practices Liability (EPLI)

Contractor’s & Tradesman Packages

Commercial Inland Marine

Builder’s Risk

Garage & Dealership Coverage

Restaurant & Hospitality Programs

Nonprofit & Church Insurance

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Identity Theft Protection

In an age of digital uncertainty, we help safeguard your personal and professional identity from modern threats.

Industries We Serve

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Contractors

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Restaurants

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Retail Stores

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Professional Services

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Manufacturing

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Healthcare

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Real Estate

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Technology

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We've Got You Covered

Experience, Expertise, Energy & Integrity

At Knight and Gaines Insurance Agency, we believe that you deserve more than just a single option. While many large insurance companies only offer their own products, our independent model allows us to shop a vast network of top-rated providers on your behalf.

Contact Us

Covington, GA

Mon - Thurs: 8:30 AM - 5:00 PM

Fri: 8:30 AM - 4:00 PM

Sat & Sun: Closed

© 2024 Knight and Gaines Insurance Agency. All rights reserved.