• Locally owned in Covington, GA • Serving our community for 25+ years
Your home is so much more than just a place to hang your hat; it is the center of your family life and likely your largest financial asset. We understand the blood, sweat, and tears that go into owning a home here in Georgia, and we believe it deserves protection that reflects that hard work. Our team handles the heavy lifting by comparing options from multiple top-rated carriers to find a policy that covers your house, your personal belongings, and your liability all at a price that respects your budget. We take the stress out of the shopping process so you can get back to what matters most: making memories under your own roof.
Dwelling Coverage
Protection for your home's structure
Personal Property
Coverage for your belongings
Liability Protection
Coverage for accidents on your property
We help you navigate the unique needs of condo living, protecting what is inside your unit while coordinating with your association's master policy.
We provide quality, reliable coverage tailored specifically for the construction and lifestyle of manufactured homes.
Since standard home policies don't always cover rising water, we help you secure your foundation against the unpredictable Georgia weather.
Even if you don't own the building, your belongings and your peace of mind are still a top priority for us.
Get a Home Insurance Quote
Our team is ready to help you with any questions or concerns.

At Knight and Gaines Insurance Agency, we believe that you deserve more than just a single option. While many large insurance companies only offer their own products, our independent model allows us to shop a vast network of top-rated providers on your behalf.
Covington, GA
Mon - Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 4:00 PM
Sat & Sun: Closed